Trusting Social

Trusting Social, registered as Trust IQ Pte. Ltd., is an AI company founded in 2013 and headquartered in Singapore. It supplies credit risk, identity and customer acquisition technology to lenders serving underbanked consumers, and operates directly in Vietnam, India and Indonesia, markets where a large share of adults have no credit bureau record and cannot be underwritten with conventional scorecards.

Trust Scores derive credit and fraud scores from telco, device and digital footprint data rather than bureau history. Trust Vision covers digital onboarding, facial recognition, liveness checks and document fraud detection. Smart Customer Acquisition identifies and pre-approves eligible borrowers for digital lending campaigns. The company states it works with more than 130 financial institutions, has scored over one billion consumers in Asia, processes 120 billion records each week, enables more than one million borrowers a month and has facilitated USD 800 million in personal loans. Its team includes more than 20 PhD data scientists.

1. Trust Scores: Credit and fraud scores built from telco, device and digital footprint data for applicants with no bureau file.

2. Trust Vision: eKYC module with facial recognition, liveness checks and document forgery detection.

3. Smart Customer Acquisition: Identifies and pre-approves eligible borrowers for digital lending campaigns.

4. Regional data depth: Operations in Vietnam, India and Indonesia, with 120 billion records processed weekly.

5. Institutional footprint: More than 130 financial institutions use the platform, with over one billion consumers scored in Asia.

6. Lending impact: More than one million borrowers enabled monthly and USD 800 million in personal loans facilitated.