Decentro

Decentro, founded in 2020 and headquartered in Bangalore, India, is a banking-as-a-service platform that provides APIs and SDKs for businesses to build, launch, and scale financial products without integrating separately with multiple banks and payment networks.

The platform bundles global payment collection through local rails such as FAST and PayNow, a ledger module for recording transactions and balances, multi-currency accounts, and multi-currency escrow accounts for cross-border transactions. It is used by more than 1,200 enterprise customers, including Groww, Paytm, Tata Capital, and BharatPe.

1. Global Payment Collection: Collect payments through local rails like FAST and PayNow.

2. Ledger Module: Record transactions and balances in a unified ledger system.

3. Multi-Currency Accounts: Hold and transact in multiple currencies for global operations.

4. Escrow Accounts: Manage multi-currency escrow accounts for cross-border deals.

5. API and SDK Access: Integrate financial services through developer-ready APIs and SDKs.

6. Enterprise Scale: Support more than 1,200 enterprise customers across fintech and lending.