Finan

Finan is a Vietnamese fintech founded in 2021 by brothers Bui Hai Long and Bui Hai Nam, headquartered in Thu Duc, Ho Chi Minh City. It builds financial operating tools for small and medium enterprises and micro-merchants, a segment that in Vietnam typically runs on spreadsheets and personal bank accounts.

The product family spans SoBanHang, a mobile sales and inventory app used by more than 800,000 business owners; FinanBook, which centralises cash flow, records income and expenses, reconciles bank statements automatically, issues invoices and sends debt reminders; FinanOne, an AI-assisted financial platform including automated processing of accounting documents; and Finan OpenAPI for partner integration. On 5 August 2026 Finan launched VPBiz FinanONE Mastercard together with VPBank and Mastercard — a virtual corporate debit card issued entirely online, with sub-cards and spending limits per department, employee or project, and real-time transaction monitoring.

1. VPBiz FinanONE Mastercard: virtual corporate debit card co-issued with VPBank on the Mastercard network, created and activated fully online, launched 5 August 2026.

2. Spend control: multiple virtual sub-cards with individual limits and permissions per department, employee or project; instant freeze or cancellation.

3. FinanBook: centralised cash flow tracking, income and expense recording, automatic bank reconciliation, invoicing and automated debt reminders.

4. SoBanHang: mobile sales and inventory app used by more than 800,000 business owners, rated 4.8 from over 60,000 reviews.

5. Finan OpenAPI for banks and partners to integrate Finan's financial operations layer into their own products.

6. Around USD 8 million raised, most recently led by Kevin Ryan (founder of MongoDB and DoubleClick) with OSK-SBI Venture Partners; Techfest Vietnam champion 2022, Mastercard Strive 2023, Top 3 ASEAN-Korea Innovation 2024.