Mekari Jurnal

Mekari Jurnal is the cloud accounting product of Mekari (PT Mid Solusi Nusantara), an Indonesian SaaS group founded in 2015 by Suwandi Soh and operated in Indonesia through PT Jurnal Consulting Indonesia. Indonesian SMEs are typically thin file borrowers whose only financial record is an informal cash book, which leaves banks without an auditable basis for a credit limit. Jurnal gives those businesses a continuously maintained ledger.

The product covers automated bookkeeping and real time financial reporting, bank reconciliation, invoicing, inventory and warehouse management, supply chain and production, multi currency handling, tax automation and AI driven financial analytics, and is used by more than 35,000 companies in Southeast Asia. It sits inside the wider Mekari stack alongside Mekari Klikpajak for tax filing, Mekari Pay for payment processing and Mekari Capital, which channels a business’s accounting record to financing partners so working capital can be requested without assembling a separate document pack. Jurnal is ISO/IEC 27001 certified with AES-256 encryption.

1. Automated bookkeeping: journal entries, chart of accounts and real time financial statements maintained continuously rather than at year end.

2. Bank reconciliation: automatic matching of bank movements to ledger entries, the check a credit analyst runs first.

3. Mekari Capital: routes the business's own accounting record to financing partners for working capital, without a separate document pack.

4. Mekari Klikpajak: tax calculation and filing on the same ledger, so declared turnover and booked turnover reconcile.

5. Inventory, supply chain and production modules, plus multi currency, for trading and manufacturing SMEs.

6. Scale and security: over 35,000 companies in Southeast Asia; ISO/IEC 27001 certified with AES-256 encryption.