dLocal

dLocal, founded in 2016 and headquartered in Montevideo, Uruguay, is a cross-border payments infrastructure company that lets global merchants accept and send payments in emerging markets across Africa, Asia, and Latin America without setting up local entities.

The platform combines Payins for accepting local payment methods, Payouts for paying employees and partners in their own currency, a Platforms product for marketplaces, a Defense Suite for real-time fraud and chargeback monitoring, and Invoice Collection for local-currency billing, all through a single integration. It serves more than 760 merchants in streaming, gaming, e-learning, SaaS, travel, and ride-hailing.

1. Local Payins: Accept local payment methods to boost conversion in emerging markets.

2. Global Payouts: Pay employees and partners in their preferred local currency.

3. Platforms Product: Enable payins and payouts for marketplaces through one integration.

4. Fraud Defense Suite: Monitor transactions and manage chargebacks in real time.

5. Invoice Collection: Bill and collect payments in customers' local currency.

6. Single Integration: Access all emerging-market payment methods through one API.