Intellect Design Arena

Intellect Design Arena is an Indian banking software product company headquartered in Chennai. Its products originated inside Polaris from 1993; the product business was demerged and listed separately on the BSE and NSE in 2014. It licenses software to financial institutions rather than operating as one, covering core banking, lending, cards, payments, wealth, treasury and trade finance. The company reports more than 500 financial institution customers across 57 countries, and Q1 FY27 revenue of INR 872 crore, up 19 percent year on year with 19 new customer wins.

Products are grouped into Intellect Global Consumer Banking for retail and corporate core banking and lending, Intellect Global Transaction Banking for cash management, liquidity, trade and supply chain finance, and IntellectAI for insurance and wealth. Since 2023 they have been rebuilt on eMACH.ai, an event-driven, microservices, API-first, cloud-native and headless architecture that lets a bank adopt individual microservices instead of a full suite. Purple Fabric is the group’s enterprise AI platform. Named clients include JPMorgan Chase, Citibank, HSBC, DBS Bank, HDFC Bank and ANZ, and 14 of India’s top 15 banks run Intellect products.

1. iGCB: Core banking, deposits, lending and cards for retail and corporate segments.

2. iGTB: Cash management, liquidity, trade finance and supply chain finance for transaction banking.

3. eMACH.ai: Event-driven, microservices, API-first, cloud-native and headless architecture across all products.

4. Microservice adoption: A bank can license individual microservices instead of replacing a whole suite.

5. Purple Fabric: Enterprise AI platform for decision-grade intelligence across the product lines.

6. Asian references: DBS Bank, HDFC Bank and ANZ are customers; 14 of India's top 15 banks run its products.