Temenos

Temenos is a Swiss banking software vendor based in Grand-Lancy, Geneva, that has supplied core banking systems since 1993. It licenses the systems financial institutions use to run accounts, loans, payments and wealth portfolios, delivered as on-premise software, private cloud or Temenos SaaS. The group operates 52 offices in 36 countries and reports over 950 core banking clients and 600 digital banking clients. In 2026 it completed the acquisition of additiv AG to extend wealth management orchestration.

The product set covers Core Banking for retail, corporate and Islamic product processing; Digital Banking for customer channels and onboarding; Payments; Wealth Management; and Financial Crime Mitigation spanning KYC, sanctions and watchlist screening, fraud and AML. About 20 percent of company resources go to research and development. IBS Intelligence ranked Temenos first in core banking for the twenty-first consecutive year in its 2026 rankings, Euromoney named it World’s Best Core Banking Solution in 2026, and Forrester placed it as a leader in digital banking for 2026.

1. Core Banking: Product processing for retail, corporate and Islamic banking on one core.

2. Digital Banking: Customer-facing channels, onboarding and servicing used by 600 digital banking clients.

3. Payments: Domestic and cross-border payment processing integrated with the core.

4. Wealth Management: Portfolio and advisory tooling, extended by the 2026 acquisition of additiv AG.

5. Financial Crime Mitigation: KYC, sanctions and watchlist screening, fraud detection and AML in one module.

6. Deployment choice: The same software runs on-premise, in private cloud or as Temenos SaaS.