Xendit

Xendit provides a unified payment API that lets businesses accept payments and disburse funds (payroll, refunds, vendor payments) across multiple Southeast Asian markets through a single integration, abstracting away local payment method fragmentation. Its infrastructure supports cards, e-wallets, bank transfers, and QR standards specific to each market.

The company targets platforms and marketplaces scaling regionally, offering them one technical and compliance layer instead of separate local payment integrations per country.

1. Unified multi-country payment API
2. Bulk disbursement/payroll tools
3. Multiple local payment method support
4. Fraud detection and risk scoring
5. Recurring billing/subscription tools
6. Developer-friendly documentation and sandbox