Weavr

Weavr is a London-based embedded finance provider founded in 2019 by Alex Mifsud and Adrian Mizzi, with an EU entity registered in Malta. It packages regulated payment capability into pre-configured plug-and-play bundles so that B2B software vendors can add accounts, wallets and cards to their products without holding a licence. The underlying e-money licences come from Paynetics UK, authorised by the FCA (firm reference 942777), and Paynetics AD, authorised by the Bulgarian National Bank.

The platform provides digital wallets and payment accounts, virtual and physical cards, bulk payment runs, buy-now-pay-later and loyalty or gifting programmes, assembled into templates for use cases such as employee benefits, expense management, accounts payable and payroll. The acquisition of Comma Payments added open banking payment initiation alongside the BaaS rails, and a Visa partnership announced in July 2025 targets HR technology card programmes. Named customers include Ben, Club Employes, Finway and NUMARQE.

1. Plug-and-play bundles: pre-built finance templates per use case rather than raw APIs that need assembling.

2. Accounts and wallets: multi-currency payment accounts and wallets issued under partner e-money licences.

3. Card issuing: virtual and physical cards with spend rules for expense, benefit and procurement programmes.

4. Mass payouts: bulk payment runs for payroll, accounts payable and other high-volume disbursements.

5. Open banking: payment initiation from the Comma Payments acquisition, combined with BaaS rails in one platform.

6. Regulated cover: FCA-authorised Paynetics UK for Britain and Bulgarian National Bank authorisation for the EU.