Payoo

Payoo is the payment platform of VietUnion Online Services Corporation, founded on 14 January 2008 and headquartered at 35 Nguyen Hue, Ho Chi Minh City, with an office in Hanoi. VietUnion operates under a State Bank of Vietnam payment intermediary licence (No. 87/GP-NHNN) and has been backed by Japan’s NTT Data since 2011. It gives utilities, retail chains and service companies the infrastructure to collect, disburse and hold money without building it themselves.

Payoo One-Stop Payment lets a merchant accept cards, QR, e-wallets and cash across online and in-store channels through a single integration, with Payoo POS devices, a payment gateway and 0% installment conversion. For businesses that want their own branded wallet, Payoo builds white-label e-wallet solutions on top of its licensed intermediary platform. Further modules cover bill collection for more than 400 bill types, Digi-Gift eVoucher issuance and a promotion platform. The network covers about 30,000 acceptance points nationwide, over 40 partner banks and around 350 service providers; Payoo is certified to PCI DSS and ISO 27001:2013.

1. One-Stop Payment: single integration to accept cards, QR, e-wallets and cash across online and in-store channels.

2. White-label e-wallet: branded wallets built for enterprises on VietUnion's licensed payment intermediary platform.

3. Bill collection: more than 400 bill types for utility, telecom, finance, tuition and healthcare providers.

4. Acceptance network: about 30,000 payment points nationwide, over 40 partner banks and around 350 service providers.

5. Installment conversion: 0% interest installment plans offered at the point of sale with partner banks.

6. Compliance: PCI DSS and ISO 27001:2013 certified, operating under State Bank licence No. 87/GP-NHNN.